Nik Bhatia

Nik Bhatia is a financial expert and author known for his work on cryptocurrency and monetary systems.

He gained recognition for developing the "layered money" framework, which provides a unique perspective on the structure and evolution of money.

Bhatia's background includes experience in fixed income securities trading and risk management.

He currently teaches finance and digital currency at the University of Southern California.

His writing style is praised for being clear and accessible, making complex financial concepts understandable to a broad audience.

Bhatia is considered a thought leader in the cryptocurrency space, particularly for his insights on Bitcoin's role in the future of global finance.